Headquartered in Radnor, PA, Essent Group Ltd (NYSE: ESNT) is a forward-thinking provider of private mortgage insurance (MI) and title insurance through its subsidiaries Essent Guaranty, Inc. and Essent Title Insurance, Inc. Private Mortgage Insurance: Essent Guaranty, Inc. (Essent), is approved by Fannie Mae and Freddie Mac and licensed nationwide. In partnership with more than 1,500 lenders across the U.S., Essent has helped more than three million borrowers to become successful homeowners or to retain ownership by offering simple and affordable MI solutions. Title Insurance: Essent Title Insurance, Inc. (Essent Title) offers services in all 50 states and the District of Columbia through direct operations, agents, and/or direct title partnerships. Backed by decades of industry knowledge and expertise, Essent Title’s team of seasoned title professionals offers full-service title underwriting, curative and closing services. A Partner You Can Trust Focused on managing risk and dedicated to serving as a strong and fair counterparty to the housing finance community Essent is rated A- by Standard & Poor’s, A3 by Moody’s and A (Excellent) by A.M. Best. Essent Title is rated A by Demotech.* *For more information, visit “Understanding Ratings” in the Ratings section at moodys.com, the “Ratings Methodologies” section at ambest.com, “Understanding Credit Ratings” at spratings.com and FSR Definitions at demotech.com.