Holdings

Banking that pays you. Up to 3% APY on business deposits with zero fees and free money movement—all in one modern platform. We built Holdings because we saw a problem: small businesses get a raw deal from traditional banks. While big corporations enjoy high interest rates and premium services, everyone else gets stuck with low returns and endless fees. That didn’t seem fair to us. So we created something better. Here’s what makes us different: • We pay you serious interest: up to 3% APY on balances over $1 million, with rates starting at 1.5% APY for balances as low as $50K • We don’t charge fees: No monthly fees and free ACH and wire transfers • We make payments easy: Virtual cards for better control, Apple Pay and Google Pay integration Think about it: why should your bank make more money from your money than you do? We believe your business deserves better. You should earn more on your deposits. You shouldn’t pay fees for basic services. And you shouldn’t need an accounting degree to manage your finances. That’s why we’ve built a bank that works for you, not the other way around. Our team comes from both the banking world and small business backgrounds, so we understand the challenges you face. We’ve created the bank we always wished we had. If you’re tired of your current bank taking you for granted, give Holdings a try. We’re here to help your business grow by making your money work harder and your banking life easier. Banking doesn’t have to be complicated or expensive. Let us show you how it should be done.